Our Fees

Would you want to know if your financial adviser is getting paid upfront commissions equal to your first 12 months of savings? Do you think a payment like that could affect how the product being recommended is explained to you?

How your financial adviser is paid is important. Most advisers earn commissions from the sale of products. To encourage the sale of products with high fees, product providers offer advisers higher commissions. Due to the size of these payments, commissions are typically hidden from clients. Financial regulators in the UK and Australia have seen such widespread abuse from commissions that they are banning them for financial advisers.

Noto Financial Planning takes a different approach: we are only paid by you, for work done on your behalf. We do not accept commissions or referral fees. After an initial meeting, we will provide a project proposal, including a fee quote based on the complexity of your situation (our minimum fee is 8,000RMB). We provide value by helping clients successfully navigate an increasingly complex financial world and achieve financial peace of mind.

NFP Fees Are:

• Transparent – fees are fully disclosed and separate from your accounts
• Firm – bargaining is generally a part of life in China, but our fee quotes are firm

What you will receive:

• Written, Customized Financial Plan
• Objective Advice Without Commission Bias
• Presentation Meeting
• 12 Months of Phone and Email Support

For more information about our services and fees, schedule a Get Acquainted meeting.